When there is an accident there are a number of things that can happen. From injuries and death to working with insurance companies, accident victims in Cameron County are up against a whole team of insurance companies and trucking industry experts all of whom are trying to protect themselves from liability. Some trucking companies go to great lengths to protect themselves and even file lawsuits against innocent drivers in an attempt to scare them and force them to settle for less than they are entitled to.
Our attorneys are not intimidated by these tactics. We have used our legal knowledge and creative approaches to help innocent drivers and victims of truck accidents receive the compensation and benefits they are entitled to.
Limited Tort in Pennsylvania
Car insurance is complicated and tricky, and that is why many insurance companies advertise how easy they are to work with. However, when you are buying car insurance you may or not be aware of the different types of liability coverage’s. In Pennsylvania, drivers have two options for automobile coverage, a limited tort option and a full tort option. Depending on what type of coverage that a driver has will determine how much a person may be entitled to recover in the event of an accident.
The full tort policy allows an injured person to pursue compensation for all their losses such as medical bills, injuries, lost wages, and any other natural consequence of their accident. Under a full tort option, there is no imposed limit on the amount that a person may be entitled to recover.
A limited tort option, on the other hand, places a limit on the amount that a person can recover for certain economic damages. Under this system a person may be able to recover for their lost expenses to their car, for medical bills, and for lost wages. However, under the limited tort system a person generally cannot recover for their pain and suffering. However, in the event that your injury is deemed “serious” then you may be able to recover for such things as pain and suffering. The biggest complication with this system is that the definition of serious injury is an injury that results in death, serious impairment of a bodily function, and or a permanent or serious disfigurement.
Why Hiring an Attorney can help after an Accident in Cameron County
If you were driving down the road and were hit by a large commercial vehicle then you may be entitled to compensation for your injuries. Some of the most common large vehicles that are involved in accidents include:
- Big rig
- Flatbed truck
- Cement mixers
- Dump trucks
- Parcel delivery trucks
- Commercial vans
When there is an accident involving any one of these vehicles then there are some important steps that you need to take. It is important to identify witnesses, interview police officers and accident investigators, take pictures, document any interactions between yourself and the other drivers. All of these steps are important to take because when there is any accident on the road you have to establish liability and who was at fault. If you do not establish that the other driver was negligent or at fault then you will not be able to recover your damages such as:
- Medical bills
- Future medical treatments
- Lost wages
- Decreased earning potential
- Pain and suffering
Large trucks often are sent out by large companies who employ lawyers and who have insurance companies with lawyers all of whom are trying to pass their liability off and to keep their costs down. That is why hiring a personal injury and truck accident lawyer is so crucial to you recovering for your injuries.
Injured by a Tractor-Trailer while Driving in Cameron County? Call a Truck Accident Attorney Today
If you have been involved in a serious commercial truck accident with an 18-wheeler or other commercial truck, you may be entitled to damages. We are here to serve you in Carbon County including Gibson, Grove, Lumber, Portage, Shippen, Driftwood, and Emporium, or anywhere in Carbon County. Our truck accident injury lawyers may be able to fight for you. To schedule a free and confidential consultation call (215) 246-9000 or contact us online today.