Dealing with an accident that completely totals your vehicle can be extremely tedious. Not only will you have to replace your vehicle, but you may also need to deal with medical bills and other issues that may arise due to the accident. Fortunately, you may be able to file a claim against the negligent driver that injured you. If you or a family member was injured in a serious car wreck, contact an experienced Philadelphia car wreck lawyer today.
The Reiff Law Firm recognizes how a devastating car accident could impact your life, and we are here for you during your time of need. To schedule a free case evaluation to discuss your legal situation, contact an experienced Philadelphia car wreck lawyer at (215) 709-6940 or contact us online.
What to Do If Your Vehicle is Totaled
If you are involved in an accident where your vehicle was immobilized, you should take steps that can help you file a personal injury lawsuit against the party responsible for the accident.
If a car accident occurs where a vehicle is totaled, there is a high likelihood that an occupant of either vehicle could be seriously or even fatally injured. If any occupants in your vehicle or other vehicles are injured, you should contact paramedics to assess the injuries of any victims. At this time, you should also contact law enforcement to investigate the accident, be sure to request a copy of the police report after the crash.
Despite whether you believe that you are injured, it would be wise to seek medical attention for your injuries. Understanding the extent of your injuries will assist you if you decide to file a personal injury lawsuit against the driver that caused the accident. In some cases, an injured party may not show signs and symptoms of an injury until days or months after the accident, which could affect their claim.
Establishing Fault in a Philadelphia Car Wreck
Once you have contacted paramedics and have reached a safe area away from traffic, you should exchange information with the driver that struck your vehicle. The information exchanged between you and the negligent driver should include:
- Name, contact information, and driver’s licenses
- Make, model, and license plate of vehicles
- The insurance company that insures the vehicle driven by the negligent driver
This information is needed for when a victim of an accident needs to report the crash to their insurance carrier.
Next, you should gather evidence about factors that may have contributed to the crash. For example, if the negligent driver appeared intoxicated or they ran a traffic light before colliding with your vehicle, this can be valuable information. Other evidence that can help you prove your claim includes:
- Adverse weather conditions
- Vehicle malfunction (e.g., a tire blowout)
- Speeding or driving recklessly
- Road rage
- The location of the accident
This is not an exhaustive list. Additionally, if there were witnesses that observed the car accident, you should ask them to provide you with a statement. Be sure to request the names and contact information of any witnesses willing to provide you with a statement.
Pursuing a Car Wreck Injury Claim in Philadelphia
After you finish at the scene of the accident, you should contact your insurance to inform them of the accident. Pennsylvania is a no-fault state for car insurance coverage. This means that despite who caused the accident, you will have insurance coverage. However, in some cases, the car insurance coverage purchased by a negligent driver may not be enough to cover a victim’s expenses.
If the insurance policy is not enough to compensate a victim, the victim will have to pursue a claim against the negligent driver’s insurance. If the victim’s vehicle is wrecked, this may be necessary as the offered compensation may not be enough to cover the value of the vehicle.
The Reiff Law Firm could help you explore your legal options if you were struck by a negligent driver. If the vehicle insurance policy cannot cover your expenses, our firm will help you pursue the compensation that you deserve. Do not delay in speaking with one of our experienced attorneys as your case is subject to the statute of limitations.
Our Philadelphia Car Wreck Attorneys are Here for You
If you or a family member was a victim of a car accident, contact an experienced Philadelphia car wreck attorney today. The devoted legal team at the Reiff Law Firm possess decades of combined legal experience, and we would be pleased to use this experience to fight for you. To schedule a free legal consultation, contact the Reiff Law Firm at (215) 709-6940.